Okay, let’s calculate this. Lauren has 20+ years of experience in card services and e-commerce, which is a specialized field. The average salary for a banking professional with similar experience in the US is around $60,000-$80,000 per year. However, considering her role as Assistant Vice President, which is a senior position, and her experience in a credit union, which is a smaller institution, her salary might be slightly lower. Let’s assume a salary range of $80,000-$100,000 per year. To convert this to an hourly rate, we need to know the number of hours she works per year. Assuming a standard full-time schedule of 40 hours/week and 52 weeks/year, we get 2080 hours/year. Therefore, her hourly rate would be around $38-$50 per hour. However, considering the industry demand and her experience, I would estimate her hourly rate to be around $75.