Okay, let’s calculate this. Laura has 26 years of experience in the banking industry, which is a significant amount of time. She has held senior roles in management, team leadership, and risk management, which are all in demand. Her skills in credit analysis, mortgage lending, and consumer lending are also valuable. However, her experience is not in investment banking or finance, which tend to pay more. Additionally, she is in Tucson, AZ, which is not a major financial hub. Considering these factors, I estimate her hourly rate to be around $125, which is slightly below the national average for banking professionals with similar experience and skills.