Okay, let’s tackle this. So Larry Potter has 10+ years of experience as a mortgage lending professional, which is a significant amount of time. He’s also got a strong background in banking, which is a related field. Location is Cedar Rapids, Iowa, which is a mid-sized city. Mortgage lending professionals with his level of experience, especially in a credit union setting, might charge lower rates compared to those in larger cities or with more extensive experience. Maybe around $100–$200 per hour? But considering his expertise in mortgage banking and banking, maybe higher. Some mortgage lenders in similar roles might average $150–$250. So I’ll estimate around $175, taking into account his experience and location.