Kristin Schaefer is a seasoned actuary with 32 years of experience in the insurance industry, most notably at Transamerica. Her tenure as an Actuary (Dec 1990 - Nov 2022) has equipped her with a deep understanding of valuation and life insurance. Schaefer holds a Bachelor of Business Administration (B.B.A.) from Drake University (1979-1983), providing a solid foundation in finance and general business principles. Currently based in Cedar Rapids, Iowa, Schaefer brings expertise in actuarial science, insurance, and valuation to her professional endeavors.