Okay, let’s calculate this. Kristia has a broad range of HR consulting skills, including benefits administration, insurance, and HRIS. She has experience in defined benefit plans and health savings accounts, which are in demand. Location is Cincinnati, Ohio, which is a mid-sized market. According to national averages, HR consultants with similar skills in the Midwest can charge around $100–$150 per hour. Considering Kristia’s expertise and experience, I’ll estimate her hourly rate to be around $125.