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Bio

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Kristal Dennis is a seasoned professional with extensive experience in the insurance industry. She has worked as an Auto Claims Adjuster at Direct General Auto Insurance, where she reviewed policies, managed claims, and ensured timely payments. Her expertise also extends to roles at USAA, where she investigated and assessed damage to property, and handled claims from across the United States. Kristal has also held positions at National General, The General, and GEICO, where she provided customer service, explained claims processes, and made liability decisions. She holds a degree in Criminology and Criminal Justice from Hillsborough Community College and a Business degree from Tampa Bay Vocational-Technical High School. Kristal is fluent in English and possesses skills in Microsoft Office, Management, Research, and Leadership. She has lived in the Greater Tampa Bay Area, US, for most of her life and has experience working in various roles, including law enforcement and customer service.

Credentials

  • 0620 - FL Adjuster All Lines
    FL Dept. of Financial Services
    Aug, 2014
    - Apr, 2026

Experience

  • National General
    • Tampa, Florida, United States
    • MD Claims Representative
      • Aug 2022 - Present
      • Tampa, Florida, United States

  • The General®
    • Tampa, Florida, United States
    • Initial Claims Handler II
      • Jun 2021 - Oct 2021
      • Tampa, Florida, United States

  • GEICO
    • Lakeland, Florida, United States
    • Claims Service Representative
      • Feb 2021 - Jul 2021
      • Lakeland, Florida, United States

      File FNOL claims and explain claims process for Florida handlingSet inspections and rental vehicle during repair timeMake liability decisions on simple 1-3 vehicle accidents by obtaining statements and police reports as neededForward claims to the appropriate level if outside of my department’s handling

    • Professional Sabatical
      • Sep 2019 - Feb 2021

  • USAA
    • Tampa/St. Petersburg, Florida Area
    • Auto Claims Adjuster
      • Oct 2016 - Feb 2020
      • Tampa/St. Petersburg, Florida Area

      Filed First Notice of Loss Claims for claims reported throughout the United StatesIdentified insurance coverage limitations with thorough examinations of policy documentation and related recordsAnalyzed information gathered by investigation and report findings and recommendationsInvestigated and assessed damage to property and reviewed property damage estimatesExamined photographs, surveillance and any other documents relating to claimsInterviewed claimants and witnesses to determine liabilityDocumented all findings in a clear, concise mannerExceeded compliance and metric requirements in a proficient and timely manner

    • Auto Claims Adjuster
      • Feb 2015 - Dec 2015

      Review Auto policies, Auto claim forms and other records to verify and determine insurance coverage eligibility under state lawsManage the investigative process, communication with customers or involved parties, maintain timely record keeping files on all claimsManage the appraisal process with all appraisal methods as well as secondary insurance companies and repair facilitiesEnsure all payments are correct and made in a timely manner according to company guidelines

    • Senior First Notice of Loss Representative
      • Jun 2014 - Feb 2015

      Assist other representatives with general questions and troubleshootingHandle escalated calls if neededAssign pending claims to the appropriate department(s) based upon coveragesOpen and Close the FNOL Department to ensure proper staffing needsLicensed to adjust claims and assist callers

    • First Notice of Loss Representative
      • Aug 2013 - Jun 2014

      Complete loss reports from phone calls, DEX and NCSReview and verify proper policy coverage Upload proper documents to adjusters or supervisorsProvide outstanding customer serviceExplain the claims process and repair procedureComply with current audit expectationsAssist as a Claims Service Representative when neededRecognitionsReceived a Star of the Month award for November 2013 and April 2014

    • Digital Communications Dispatcher
      • Oct 2003 - Aug 2013

      Received emergency and non-emergency calls from citizens requesting assistanceOperated audio/digital equipment for dispatching law enforcement officers while maintaining professional communication with the publicAbility to handle emotionally sensitive material while maintaining confidentialitySupervisor responsibilitiesMaking daily work position schedule for approximately 30 employeesEmergency notifications through chain of command personnelHandling citizen complaintsRecognitionsReceived 24 Letters of Commendation from citizens, co-employees and supervisors

Education

  • 2003 - 2015
    Hillsborough Community College
    Criminology and Criminal Justice
  • 1999 - 2002
    Tampa Bay Vocational-Technical High School
    Business

Suggested Services

This profile is unclaimed. These are suggested service rates with 0% commision upon successful connection

Industry Focus. “Insurance”

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