Okay, let’s tackle this. So Kris Gamm has a mix of insurance, benefits, and analysis skills, which are valuable in the industry. He's located in Cedar Rapids, Iowa, which is a mid-sized city with a relatively lower cost of living. Industry standards for insurance and benefits professionals in the US typically range from $50 to $100 per hour. Considering Kris's skill set and location, I'm estimating his hourly rate to be around $75, which is on the lower end of the range. This is likely due to his role being in a smaller city and not having a high level of seniority or specialized expertise.