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Konstantin Chervony is a seasoned banking professional with extensive experience in digital transformation, project management, and team leadership. He has worked in various roles, including Program Director, Digital Channels Chief, and Product Manager, and has expertise in areas such as cash management, e-banking, and retail banking. He holds a degree from Lomonosov Moscow State University and certifications in Lean Portfolio Management and EF SET English language certificate.

Credentials

  • Lean Portfolio Management
    Scaled Agile, Inc.
    Nov, 2020
    - Apr, 2026
  • EF SET English language certificate
    EF Standard English Test (EF SET)

Experience

    • Program Director
      • May 2024 - Present

      Next Best Offer program: ML powered choice and delivery from product/portfolio catalogue to customer app/front

    • Digital Channels Chief
      • May 2023 - May 2024

      Digital channels chief,deputy head of channels & technologies department

    • Banking
    • 700 & Above Employee
    • Direction head
      • Oct 2019 - May 2023

      Digital transformation in Sberbank's 'Corporate & Investment Block'.Teams collaboration, communication, goals proposition and monitoring, processes integration.

    • Product Manager
      • Mar 2018 - Oct 2019

      Head of new corporate e-banking channel: UWP-app (desktop solutions on Windows 10).

    • Product Manager
      • Mar 2018 - Oct 2019

    • Chief Project Manager
      • Nov 2014 - Mar 2018
      • Moscow

      Mobile banking services for corporate & large corporate customers:Mobile Workplace for customer manager;Mobile applications for Sberbank Business Online;Mobile application for Sberbank Corporation.And right now - Russian first corporate e-banking app on Windows 10, with world first bio-metric authentication for corp. e-banking

    • Product and Project Manager
      • Oct 2012 - Nov 2014
      • Skolkovo

      Project management & Product development tasks in Sberbank affiliate innovation branch officeCoworking with governmentBusiness start environmentsOnline services for small businessProject managementPre-projectBusiness analysisBRD & TRD creationDevelopment managementTesting managementAcceptance testsProduct implementationProduct developmentIdea improvementBRD creationProduct guidelines & milestonesTeam creationProduct leading: company registration service for legal & private persons. Whole online cycle: electronic signature publishing, enquiry to federal nalog service, bills payment, company registration.Site design, business-processes modelling, future development, team leadership.

    • Assistant Manager
      • Feb 2010 - Oct 2012
      • Moscow

      Cash Management and e-banking products development and implementation process:Domestic cash pooling, cross-border zero balancing, margin pooling, complex cash pooling solutions;e-banking: BSS, BIFIT, reconciliation systems, corporate accouting systems, security (cryptography, e-banking security).SWIFT payments, ISO22000, specialized solutions for large corporate customers:MT101, MT103, MT940 (ISO22000 standartization), salary projects, 'thick' e-banking technology.New internet-banking implementation (UniCredit EMEA area):Project initiation, adaptation under Russian legislation requirements, consulting with officials (Central Bank of Russia), electronic orders optimization, BRD, project management and team management.

    • Project Lead; Corporate sales/account manager
      • 2002 - 2010

      Key account manager: Rosselkhosbank, BSGV, Intesa, JPMorgan, SDM, AK Bars, VTB24e-Banking solutions development & implementation: money-transfer systems, notification server, anti-money laundry (fin-monitoring) systemsSales, contracts, payments, product presentations, corporate customers extended support.E-banking systemsVarious "box" & "specialized" versions of remote banking systems implementation: internet-banking, 'thick' bank-client solution, - additional extensions: salary projects, contract workflows. Team leader, project management, BRD&test cases creation.System upgrades.Money-transfer systems: full development & implementation cycle, team lead.Notifications server: development, implementation, front-office integration, team lead.Anti-money laundry/anti-fraud systems: implementation, integration, project management.

Education

  • 1995 - 2001
    Lomonosov Moscow State University (MSU)
    -, Physics
  • 2012 - 2020
    Moscow Taxes Institute
    Magistry, Finance & Taxes
  • 1994 - 1995
    AESC MSU Moscow
    Math & Physics
  • Московский Государственный Университет им. М.В. Ломоносова (МГУ)
    Physics

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Industry Focus. “Banking”

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