Experience

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  FSG Bank, a division of Atlantic Capital

  • Cookeville, TN

  • Mortgage Loan Officer

    • Mar 2013 - Jan 2014
    • Cookeville, TN

    Serviced the credit and non-credit financial needs of existing clients. Verified and examined information and accurate of loan application and documents. Presented loan and repayment schedules. Contacted credit bureaus, employers and other sources to check applicant credit and personal references.

• 

  Hometown Lenders LLC

  • Cookeville, Tennessee

  • Branch Manager / Mortgage Loan Originator

    • Sep 2011 - Sep 2012
    • Cookeville, Tennessee

    Planned and directed the remodeling and opening of the local branch, including equipment purchasing and vendor contract development for furnishings, supplies, computers, and communication systems. Spearheaded and successfully implemented ongoing recruitment program to hire and effectively train all personnel. Maintain responsibility for managing new business development efforts, as well as retention and expansion of existing business relationship. network within community to find and attract new business. Experienced with Leads 360 program.

• 

  Churchill Mortgage Corporation NMLS # 1591

  • Cookeville, Tennessee

  • Branch Manager / Mortgage Loan Originator

    • May 2011 - Aug 2011
    • Cookeville, Tennessee

    Planned and directed the remodeling and opening of the local branch, including equipment purchasing and vendor contract development for furnishings, supplies, computers, and communication systems. Spearheaded and successfully implemented ongoing recruitment program to hire and effectively train all personnel. Maintain responsibility for managing new business development efforts, as well as retention and expansion of existing business relationship. network within community to find and attract new business. Experienced with Leads 360 program.

• 

  Farmington Financial Group

  • Cookeville, Tennessee

  • Branch Manager / Mortgage Loan Originator

    • Nov 2010 - Apr 2011
    • Cookeville, Tennessee

    Planned and directed the remodeling and opening of the local branch, including equipment purchasing and vendor contract development for furnishings, supplies, computers, and communication systems. Spearheaded and successfully implemented ongoing recruitment program to hire and effectively train all personnel. Maintain responsibility for managing new business development efforts, as well as retention and expansion of existing business relationship. network within community to find and attract new business. Experienced with Leads 360 program.

• 

  American Bank & Trust

  • Cookeville, Tennessee

  • Vice Present / Mortgage Lending Officer

    • Jan 2010 - Jul 2010
    • Cookeville, Tennessee

    Effectively originated and closed mortgage loans sold on the secondary market by industry guidelines to investors and directly to FNMA. Mortgage Loan Top Producer. Evaluated finance reporting systems and accounting procedures and made recommendations for changes to procedures, operating systems, budgets and other financial control functions. Prepared financial or regulatory reports required by laws, regulations, or board of directors. Prepared operational or risk reports for management analysis.

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  Community Bank of the Cumberlands

  • Cookeville, Tennessee

  • Vice President / Secondary Market Mortgage Manager

    • Aug 2005 - Jan 2010
    • Cookeville, Tennessee

    Established and supervised highly successful secondary market mortgage department. Established relationships between the bank and various Secondary Market Investors. Set up contract delegated underwriting for the bank. Supported management team through analysis of real estate and loan operations. Facilitated monthly loan reporting packages for the board of directors.

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  Jackson Bank & Trust

  • Cookeville, Tennessee

  • Assistant Vice President / Secondary Market Mortgage Manager

    • Sep 1996 - Aug 2005
    • Cookeville, Tennessee

    Established and managed highly successful secondary market mortgage department. Growing department to include underwriter, two loan originators, two processors. Implemented Appraisal Review Process to comply with regulatory laws. Responsible for review of all appraisals for the bank and maintaining these records for auditors and FDIC examiners. Chosen to participate in Freddie Mac Pilot Program for automated underwriting system, Loan Prospector.

• 

  Trans Financial Bank (Formerly Peoples Bank & Trust)

  • Cookeville, Tennessee

  • Mortgage Loan Officer

    • Dec 1983 - Aug 1991
    • Cookeville, Tennessee

    Analyze applicants financial status, credit and property evaluations to determine feasibility of granting loans. Responsible for servicing and reporting of three pools of mortgage loans sold to Freddie Mac that the bank retained servicing.

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  Tennessee Savings & Loan

  • Cookeville, Tennessee

  • Branch Manager

    • Dec 1983 - Aug 1991
    • Cookeville, Tennessee

    Appointed Branch Manager when bank was placed in Receivership with Resolution Trust Corporation. Coordinated due diligence with potential buyers and eventual sale of the bank to People's Bank & Trust. Retained 85% of deposits during receivership. Organized the sale of three pools of mortgages to Freddie Mac. Responsible for servicing and reporting of three pools of mortgage loans sold to Freddie Mac where the bank retained servicing.

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  Bank of Putnam County

  • Cookeville, Tennessee

  • Proof Operator

    • Dec 1982 - Dec 1983
    • Cookeville, Tennessee

    Check figures, postings, and documents for correct entry, mathematical accuracy and proper codes. Code documents according to company procedures. Reconcile records of bank transactions.