Okay, let’s calculate this. Kimberly has 16 years of experience in banking, which is a significant amount of time. Her skills in Microsoft Office, Lotus Notes, and Excel are also valuable. She’s in retail banking, which is a common industry for banking professionals. Location is Baltimore, MD, which is not a major financial hub, so rates might be lower. Industry benchmarks for banking professionals with similar experience suggest hourly rates around $100–$150. Considering her experience and skills, I’ll estimate around $125 per hour.