Okay, let’s tackle this. So Kim Shumate has 39 years of experience in banking, which is extremely long. Typically, experienced banking professionals can charge higher rates. However, the rate also depends on the specific role and industry. A Vice President role in a smaller bank like Guaranty Bank & Trust might not command the same rates as those in larger banks or in more prestigious roles. Considering her extensive experience, I would estimate her hourly rate to be around $75, which is relatively low compared to industry standards. However, this is a rough estimate and may vary based on various factors.