Okay, let’s tackle this. So Kim Hedeman has a mix of insurance skills, but no high-level positions or advanced degrees mentioned. She’s in Cedar Rapids, IA, which is a mid-sized city. Insurance professionals with similar skills in the Midwest might charge around $40–$70 per hour. Considering her education from Kirkwood Community College, which is a community college, I'll estimate her rate on the lower end of that range. Maybe around $55 per hour.