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Kim Clifford is a seasoned commercial lending professional with extensive experience in mortgage lending, portfolio management, and customer service. She has worked in various roles, including Commercial Loan Closer, Commercial Doc Prep, Loan Processor, and Trust Associate II.

Experience

    • Commercial Loan Closer
      • Jun 2021 - Present
      • Remote

  • CenterState Bank
    • Daytona Beach, Florida Area
    • Commercial Doc Prep
      • May 2018 - Jun 2021
      • Daytona Beach, Florida Area

    • Loan Processor
      • Sep 2016 - May 2018

    • Commercial Loan Processor III
      • Mar 2016 - Sep 2016

  • Floridian Bank
    • Daytona Beach, Florida Area
    • Sr. Loan Officer Assistant/Bank Officer
      • Feb 2010 - Oct 2015
      • Daytona Beach, Florida Area

      Responsible for the preparation and processing of loan documentation for new, renewed and modified commercial, consumer and residential loans. Proficient in, but not limited to utilizing the Laser Pro document prep system, reports and administrative support duties. Responsible for coordinating activities for several lenders regarding customer service and loan closings.

    • Sr Commercial Lending Assistant
      • May 2005 - Jan 2010

      Managed and assisted annual portfolios in excess of $125MM, consisting of commercial, residential, and consumer loans from the time of application and serviced these loans through pre and post closing. Properties included, but not limited to the territories of St John, Flagler, and Volusia County.

    • Trust Associate II
      • 1997 - 2005

      Handled property management issues for both residential and commercial properties held in trust/estate and completed annual inspections on said properties. This covered but was not limited tothe territories of Volusia, Flagler, and Brevard Counties. Traveled to meet with appraisers, contractors, and customers, as needed to ensure a smooth workflow in settling and maintaining properties held in the trust. Worked with probate to ensure properties were distributed and/or sold according to the governing instrument, like the Trust and/or Will.

    • Customer Service
      • 1988 - 1997

      Began as a Customer Service Representative and held that position from 1988 - 1992. When the Customer Service department was centralized to Miami, FL, chose to remain with company in Daytona Beach and was a Meter Reader from 1992 - 1997.

    • Residential Loan Closer
      • 1986 - 1988

      Responsible for walking the borrower through the final phase of the mortgage process. Worked closely with the closing company/attorney to ensure a seamless process for the borrower and timely delivery of final closing figures.

    • Lead Travel Team Representative
      • 1982 - 1986

      Began as Teller in 1982, promoted to Lead Teller in 1983, and promoted to Customer Service Representative in 1984. In 1985, a new department was formed and was selected and promoted to be the Lead Travel Team Representative. This position required cross-training in all areas of the bank and filling in for many positions on an as needed basis.

Education

  • Spruce Creek High School
    Diploma

Suggested Services

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Industry Focus. “Financial Services”

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