Okay, let’s tackle this. So Kevin Combs has a mix of skills that are valuable in the financial planning space. Management, team building, and financial planning are all in demand. However, his location in the Denver Metropolitan Area might limit his earning potential compared to other parts of the country. Considering his skills and location, I would estimate his hourly rate to be around $75, which is on the lower end of the scale for financial planning professionals. This is because his skills don't seem to be in high demand in his location, and he lacks experience in areas like corporate financial reporting or retirement planning, which are typically more lucrative.