Okay, let’s tackle this. So Kennia has 11 years of experience as a retirement counselor, which is a specialized field. Her skills in non-profit management, community outreach, and elder care are also valuable. Location is Encinitas, California, which is a desirable area. Considering her experience and skills, I'd estimate her hourly rate to be around $45, which is below average for a retirement counselor in the US. This is because retirement counseling is a niche field, and rates can vary widely depending on factors like location, experience, and industry demand. To give you a better idea, here are some national averages: $50-$75 per hour for a retirement counselor with similar experience. However, since Kennia is based in a desirable location, I'll round down to $45.