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Kenneth Berard is a seasoned professional with extensive experience in banking, customer service, and business development. He has held various leadership roles, including Portfolio Manager at Mill Cities Community Investments and Director at Coalition For A Better Acre. Berard's expertise spans multiple industries, including small business, leadership, and marketing. He has a strong background in management, strategic planning, and new business development. His experience has equipped him with the skills to drive business growth and improve operational efficiency. Berard holds an AS degree in Management from the University of Massachusetts at Lowell. He is proficient in multiple languages, including English.

Credentials

  • HO11WT - Maximizing the Effectiveness of Telephone Counseling with HECM Clients
    NeighborWorks America
    Jul, 2019
    - May, 2026
  • Certified BSA/AML Professional (CBAP)
    ICBA
    May, 2024
    - May, 2026
  • Financial Capability
    NeighborWorks America
    Aug, 2021
    - May, 2026
  • Notary Public
    Commonwealth of Massachusetts
    Jan, 1997
    - May, 2026
  • NCHEC Foreclosure Counseling Certification
    NeighborWorks America
    May, 2014
    - May, 2026
  • NCHEC Certification - Post-Purchase Systems
    NeighborWorks America
    Feb, 2014
    - May, 2026
  • NCHEC Certification in FINANCIAL CAPABILITY
    NeighborWorks America
    Aug, 2015
    - May, 2026
  • NMLS
    Nationwide Mortgage Licensing System
    Aug, 2011
    - May, 2026

Experience

    • United States
    • Financial Services
    • 1 - 100 Employee
    • Portfolio Manager
      • Jan 2023 - Present

      Oversees commercial and residential loan portfolio in all aspects.

    • Underwriter - Commercial Services
      • Nov 2018 - Jan 2024

      Responsible for the underwriting of commercial loan products offered by Mill Cities Community Investments, a community development financial institution serving the Merrimack Valley.

    • Director - CBA's Opportunity Center
      • Apr 2013 - Jan 2023

      CBA's Opportunity Center (formerly The Home Preservation Center) offers group foreclosure prevention workshops, one-on-one foreclosure counseling, financial coaching, budget counseling, post-purchase education workshops as well as additional resources and programs with HUD approved counselors...

  • Eastern Bank
    • Dracut, MA and Lowell MA
    • Branch Management / Business Development
      • 2008 - Nov 2011
      • Dracut, MA and Lowell MA

      Responsible for management of daily branch operations and productivity with additional emphasis on outreach to local businesses and individuals wilthin the Merrimack Valley.

    • Officer
      • Mar 1992 - 2008

      Managed a staff of up to 10, branch operations, new account development, loan origination and execute bank business plan for the market.

    • Teller
      • Feb 1990 - Mar 1992

Education

  • University of Massachusetts at Lowell
  • 2014 - 2015
    MCLI

Suggested Services

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Industry Focus. “Business Development and Management Consulting.”

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