Experience

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  Silicon Valley Bank

  • Greater San Diego Area

  • Director of High-Risk Business Operations

    • Feb 2015 - Jan 2021
    • Greater San Diego Area

    Serve as Director of High-Risk Business Operations for $44 billion, 2,000 employee, 60 office Financial Institution.

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  Heritage Oaks Bank

  • BSA Officer

    • 2014 - 2015

    Serve as Retail Bank Secrecy Act Officer for $1.7 Billion, 350 employee, 12 branch Financial Institution. Provides leadership and oversight for 10 member BSA Department Financial Intelligent Unit, BSA/AML Alert Review, and BSA/AML Quality Assurance Team.

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  BofI Federal Bank

  • Greater San Diego Area

  • BSA and Third Party Risk Officer

    • 2013 - 2014
    • Greater San Diego Area

    Serve as BSA and Third Party Risk Officer for $3.0 Billion, 300 employees, Internet-based Financial Institution; Chairman of the Executive Management BSA/AML Council. Provides leadership and oversight for three member BSA and Third Party Risk Department Team; including development of Bank Staff, and remediation of regulatory BSA examinations and internal audits.

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  California Bank & Trust

  • Greater San Diego Area

  • Director of Compliance and BSA

    • 2011 - 2013
    • Greater San Diego Area

    Served as Director of Consumer Compliance and Bank Secrecy Act for $11.0 Billion, 1,700 employee, 102 branch Financial Institution; Chairman of the Executive Management BSA/Compliance Risk Management Committee.Provided leadership and oversight for 18 member Compliance and BSA Department Team; and ongoing support for Consumer Compliance, BSA training and development for Bank Staff and led implementation of corrective actions for outstanding regulatory and internal audits.

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  Chinatrust Bank

  • Torrance, California

  • Director of Compliance

    • 2010 - 2011
    • Torrance, California

    Served as Manager of Consumer Compliance and Community Reinvestment Act for $1.8 Billion, 12 branch Financial Institution; Vice Chairman of the Executive Management Legal and Compliance Committee.Provided leadership and oversight for 6 member Compliance and CRA Department Team; and ongoing support for Consumer Compliance, CRA training and development for Bank Staff and led implementation of corrective actions for outstanding regulatory and internal audits.

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  Innovative Bank

  • Oakland, California

  • Director of Compliance and BSA

    • 2007 - 2010
    • Oakland, California

    Served as Director of Consumer Compliance, Community Reinvestment Act and Bank Secrecy Act for $300 Million Financial Institution; Chairman of the Executive Management BSA Committee, Member of the Board of Directors’ BSA and Audit Committees and BSA Officer.Provided leadership and oversight for a team of 6 BSA Staff, Compliance and CRA Department Team; provided ongoing support for Consumer Compliance, CRA training and development for Bank Staff and led implementation of corrective actions as needed.Provided BSA/AML compliance reporting to the Board’s BSA Committee and Board of Directors; integral in the revision of banking products, services, programs, procedures and policies to ensure a high level of compliance with all requirements.

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  Pacific National Bank

  • San Francisco Bay Area

  • Compliance and CRA Manager

    • 2005 - 2007
    • San Francisco Bay Area

    Served as key leader of compliance and CRA management for this $1.1 Billion Financial Institution; maintained oversight for all regulatory compliance, Community Reinvestment Act (CRA) and staff development initiatives to ensure compliance with all federal and state consumer protection, fair lending laws and regulations.

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  Mid-State Bank & Trust

  • Arroyo Grande,California

  • Compliance Officer

    • 2004 - 2005
    • Arroyo Grande,California

    Provided key leadership and served as VP and Compliance Officer for this $2.2 billion financial institution; guided Compliance Manager in comprehensive regulatory compliance processes and Community Reinvestment Act requirements.Delivered critical training and development programs to ensure compliance with all federal and state consumer protection, fair lending laws and regulations, conducted audits and formulated compliance polices, procedures, forms, disclosures and documents.

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  Northwood Capital Mortgage

  • San Francisco Bay Area

  • President/CEO

    • 2001 - 2004
    • San Francisco Bay Area

    Led day to day management strategies to optimize business outcomes for this residential mortgage loan service; provided key start up operations leadership, defined company mission and vision, and developed critical strategic business, marketing and advertising plans.Recruited, hired and trained a high performance team of loan officers and processor to administer product portfolio.

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  Federal Deposit Insurance Corporation

  • Orange County, California Area

  • Commissioned Compliance and Safety & Soundness Examiner

    • 1986 - 2001
    • Orange County, California Area

    Performed Compliance, CRA, BSA and Safety and Soundness examinations of commercial banks, industrial lending companies and savings and loans operations; interacted with Regional Office and State Banking Departments. Led day to day performance management strategies, training and development for 10 Compliance Examiners.