Experience

• 

  Bank of George

  • Las Vegas, Nevada Area

  • EVP/CHIEF CREDIT OFFICER

    • Nov 2015 - Present
    • Las Vegas, Nevada Area

    Oversee, direct and coordinate overall Credit Administration related activities at Bank of George.

• 

  Auto Ventures, Inc.

  • Las Vegas, Nevada Area

  • Owner

    • Jan 2013 - Oct 2015
    • Las Vegas, Nevada Area

    Acquired, improved and sold two Midas Automotive repair franchises with locations on N. Nellis and E. Tropicana. Secured dealers license for purchasing vehicles at Manheim Auto Auction to repair, buy & sale vehicles.

• 

  Bank of Nevada

  • Las Vegas, Nevada Area

  • Senior Vice President

    • Jun 1999 - Nov 2012
    • Las Vegas, Nevada Area

    Managed and originated commercial real estate loan portfolio in excess of $125 million including secured and unsecured revolving lines of credit for varied developers/owners and companies. Product type consist of short-term construction and permanent loans for office, medical, industrial/warehouse, retail shopping centers, apartment complexes, SFR housing tract development, land development and SBA 504 loans.

• 

  Bank of America

  • Las Vegas, Nevada Area

  • Vice President

    • Apr 1996 - May 1999
    • Las Vegas, Nevada Area

    Marketed, established and managed diverse construction and permanent commercial real estate portfolio/lines of credit comprising principally top tier real estate developers/investors for Las Vegas/Reno projects. Product type consists of office, industrial/warehouse, retail, apartments in addition to attached and detached residential tract lending to various and diversely structured borrowers.

• 

  California Commerce Bank

  • Greater San Diego Area

  • Vice President/Regional Manager

    • Jul 1991 - Apr 1996
    • Greater San Diego Area

    Southern California Regional Manager for commercial real estate construction and permanent loans inclusive of marketing, loan asset portfolio for commercial and residential tract lending in addition to unsecured corporate lines of credit. Established solid lending relationships with various borrowers and Mexican national companies/investors via U.S. real estate holdings.

• 

  Wells Fargo

  • Greater San Diego Area

  • Vice President/Relationship Manager

    • Oct 1988 - Jun 1991
    • Greater San Diego Area

    Marketed, underwrote, originated, and managed $150MM commercial construction and permanent real estate portfolio. Managed and negotiated workouts on problem commercial real estate loans.

• 

  First Interstate Bank

  • Phoenix, Arizona Area

  • Assistant Vice President

    • May 1982 - Oct 1988
    • Phoenix, Arizona Area

    Managed construction and permanent real estate portfolio in excess of $100MM for acquisitions, A & D, retail, office, industrial, resort hotel, medical office, raw land and residential development. Reviewed, analyzed, approved, declined loan requests and prepared and reviewed loan documentation to ensure protection to the bank and handled minor workouts.