Okay, let’s tackle this. So Keith Charlton has 19 years of experience in commercial insurance, which is a solid foundation. His skills in customer service, professional liability, property and casualty insurance, and strategic planning are all in demand. He’s also a leader with new business development experience. Location is Palm Beach Gardens, Florida, which is a hub for insurance industry professionals. Considering his experience and skills, I’d estimate his hourly rate to be around $125. This is slightly below average for a commercial insurance professional with his experience, but it’s still a competitive rate. Some industry benchmarks suggest that commercial insurance sales professionals can charge $150-$250 per hour, but Charlton’s role seems to be more focused on leadership and strategic planning, which might justify a lower rate.