Experience

• 

  OneUnited Bank

  • Los Angeles Metropolitan Area

  • Senior Loan Processor

    • Mar 2015 - Present
    • Los Angeles Metropolitan Area

• 

  Citibank, N.A

  • Glendale

  • Loan Closer

    • Feb 1981 - Jun 2010
    • Glendale

    Senior Loan CloserCitibank, N.A - 06/2005- 3/2010• Loan Originations, Assumption and Modifications. Order and review loan documents according to loan approval and terms. Review and settle any Escrow issues.•Monitor entire funding progression by: Send documents to Escrow Company to review, and schedule document signing. Upon receipt of executed loan document, custodial reporting, remittance and reconciliation according to agency (e.g. Fannie Mac, Freddie Mac) guideline. Preformed various reconciliations based on portfolio requirements that pertain to balance, rates, fees, and reviewing key reports and loan documents for accurate loan setup. In addition, to servicing specifications for new loan products.Senior Income Property Loan Workout CoordinatorCitibank, N.A - 3/1994-6/2005 •Service and control a portfolio of delinquent loans from $750M and below. Work with Trustees Sale agents to set Notice of Defaults, Publications, and Notice of Sale Dates. Generate request for appraisals, Receiverships and Environmental Reports. Prepared foreclosure Bid Sheets; Collection of Delinquent loan payment and property taxes. Established forbearance agreements. Initiate foreclosure action on delinquent loans. Collect and process payments, reinstate loans and rescind foreclosure action. Handling escalated customer service calls. •Work closely with the Controller Department, for servicing of Citibank, N.A, County of Los Angeles, City bond portfolios backed by Letter of credits. Provided verification of funds prior to bond redemption to avoid any discrepancies. Servicing of Business Banking Clients; Letter of Credit verifying availability of funds and processing wire transfers for business banking clients.