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Kathleen Baksh is a seasoned mortgage professional with extensive experience in regulatory compliance, loan processing, and customer service. She has worked in various roles, including Mortgage Servicing Specialist, Foreclosure Paralegal, and Closing/Post Closing Manager. Kathleen holds an Associate's degree in Business Management.

Experience

  • Velocity Community Credit Union
    • Palm Beach County, Florida, United States
    • Mortgage Servicing Specialist / Funder / Post-Closer
      • Feb 2016 - Present
      • Palm Beach County, Florida, United States

      Responsible for processing loan applications - analyzing and assessing creditworthiness, the likelihood of loan applicant repaying the debt, reviewing title commitments and fees, monitoring the loan process and managing the proper expectations in compliance with regulatory guidelines.+ Facilitate timely closing of 25-40 loan sales per month, acting as primary point of contact for title companies, members, attorneys and other parties concerning the funding process.

    • (Foreclosure Paralegal) Document Control/Collateral
      • Aug 2014 - Feb 2016
      • West Palm Beach

      Coordinated and managed the foreclosure process for Law Group providing administrative support of multiple loan case files, simultaneously, to eliminate any rebuttals/discrepancies from defense attorneys before trial.+ Reviewed all documents (original notes, endorsements, allonges, LNA’S, mortgages, legal descriptions).+ Updated and maintained loan case management system and database files for the intake of new collateral and milestone steps (SJ filed step, MSJ hearing set step, Judgment hearing schedules).

  • Ocwen Financial Corporation - US
    • West Palm Beach, Florida
    • Contract Management Specialist
      • Oct 2013 - May 2014
      • West Palm Beach, Florida

      Liaised with attorneys - executed document intake, scanning and parsing of loan documents, document analysis, and accurate data input into the Loan Origination System, including foreclosure actions.+ Collaborated with operations, sales, and customers to review and resolve all loan conflicts or executed AOIs (affidavit of indebtedness) – approximately 10 per day.

    • Compliance and Licensing Specialist
      • Oct 2012 - Oct 2013

      Oversaw software licenses, renewals, expiration, and costs at the state, county and city/town level depending upon state laws, statues and local ordinances.+ Managed compliance with all software license agreements and copyright law by monitoring and enforcing proper software usage policies and guidelines at the state, county, and city/town level.+ Handled dissolution and withdrawals of licenses and registrations, as well as any attendant tax liabilities and filing requirements.

    • Collections Specialist
      • Apr 2011 - Oct 2012

      Reviewed all delinquent accounts from 30 to120 days past due - working with customers to receive payments for products and services, ensuring that the accounts receivable portfolio turns into cash as the organization’s cash flow performance continues to grow each year.

  • First Univeral Holdings, LLC
    • Palm Beach Gardens, Florida
    • Loan Modification Specialist
      • Apr 2008 - Dec 2010
      • Palm Beach Gardens, Florida

      Negotiated with lenders on client's behalf for the modification of existing loans whether by interest rate reduction, principal reduction, extension of term to make arrangements affordable.+ Successfully negotiated credit card settlements and/or interest rate reduction+ Disputed allegations with the BBB in order to keep company as "A" rated+ Demonstrated ability to handle complex and sensitive information with professionalism and courtesy

  • Mincone and Mincone, PC
    • Huntington, New York
    • Closing/Post Closing Manager
      • Oct 1995 - Dec 2007
      • Huntington, New York

      Oversaw, coordinated and conducted all closings for the company. Specialized in FHA / Conventional / 203K / Construction / Cema and piggy back loans.Human Resources Support: + Provided administrative support with vacation requests, sick and personal time off for the entire company.+ Hired per diem attorneys on an as need basis to facilitate month end closings+ Completed yearly reviews for attorneys and paralegals.+ Responsible for training of all new attorneys and paralegals on closing requirements.

Education

  • Progressive Education Institute
    Associate's degree, Business Management

Suggested Services

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Industry Focus. “Financial Services”

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