Experience

• 

  Ion Bank

  • United States
  • Banking
  • 200 - 300 Employee

  • Portfolio/Relationship Manager

    • Feb 2020 - Present

  • Relationship Manager

    • Feb 2020 - Feb 2020

  • Senior Credit Analyst

    • Nov 2018 - Feb 2020

• 

  Farmington Bank

  • Commercial Credit Analyst

    • Jan 2014 - Oct 2018

    Perform commercial credit/underwriting of financial statements and cash flow ability for C&I and Commercial Real Estate borrowers with exposure from $750M to $21MM. Identify trends, measure performance, and assess risk and financial strength of existing and potential borrowers. Partner with commercial lenders on client calls and site visits. Assist in preparing reports or white papers on industry research and credit risk factors.

• 

  Andrews & Galvin Appraisal Services

  • Commercial Real Estate Appraiser

    • Oct 2004 - Jan 2014

    Prepare commercial real estate appraisals using the appropriate approaches to value; the Sales Comparison Approach, the Income Capitalization Approach and the Cost Approach. Conduct highest and best use analysis. Research the subject property and comparable properties by public records and personal interviews. Analyzed income and expenses for the subject property and comparable properties. Prepared market rental surveys for various types of commercial properties.

• 

  Cigna

  • Senior Financial Analyst

    • Nov 1989 - Jan 1996

    My responsibilities included: Preparing monthly, quarterly, and year-end financial statements including GAAP and Statutory reporting packages; Preparing monthly financial statements for assigned health plans; Researched and resolved account balance discrepancies

• 

  The Hartford

  • Accountant

    • Oct 1988 - Oct 1989

    My responsibilities included: Developed and implemented cash accounting procedures; Researched and resolved account balance discrepancies