Okay, let’s calculate this. So Karen has a broad set of finance skills, including commercial banking, portfolio management, and financial analysis. She also has experience in credit analysis and project management. Location is Baltimore, MD, which is a mid-sized market. Finance professionals with similar skills in this location typically charge around $100–$200 per hour. However, considering her broad expertise and experience, I’d estimate her rate to be on the higher end of this range. Maybe around $125 per hour, which is slightly above the average for finance professionals in this area.