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Bio

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Karen Flores is a seasoned real estate professional with extensive experience in settlement processing, short sales, and real estate transactions. She has worked with various companies, including Titan Title, Champion Title & Settlements, Inc., MBH Settlement Group, L.C., Wreath Title, LLC, Property & Estate Law, PLC, and Land Title, LLC. Karen holds a Notary Public certification from the Common Wealth of Virginia and has a strong proficiency in Spanish.

Credentials

  • Common Wealth of Virginia Notary
    Notary for Virginia

Experience

  • Titan Title
    • City of Fairfax County, Virginia, United States
    • Settlment Processor/Paralegal
      • Aug 2021 - Present
      • City of Fairfax County, Virginia, United States

    • Settlement Processor
      • Mar 2016 - Aug 2021
      • Ashburn, Virginia

      Was responsible for processing in the resale department. After being employed at Champion Title I was promoted to ovesee the processing for Prestige Title an affiliate of Pentagon Federal Credit Union. Gained so much growth and so much knowledge was obtained and very grateful to have worked with wonderful people.

    • Settlement Processor/Settlement Agent /Post Closer
      • Oct 2012 - Mar 2016
      • Leesburg

      ➢Authorized signatory for escrow account, including releasing and setting up wires of significant monetary amounts and post closing➢Managerial of daily office functions➢Conducted closings in Spanish and English and occasionally translated conversations for agents and attorney and communicated via e-mail in Spanish➢ Successfully completed review of title and cleared any potential issues that may cause not having marketable title➢Accurately inputting lender figures into the Settlement Statement for cash, commercial transactions and Effective October 2015 the Closing Disclosure was implemented and have successfully familiarized myself with learning the TRID requirements➢Accountable for processing: REO, Land, Bridge Loans, Construction, Memo Sale, Short Sale, Reverse Mortgages, Relocation, Commercial, Sale, 1031, Purchase and Refinance transactions. Average transactions (20-50) per month➢Preparations of legal documents including, Deeds, POAs, Deeds of Trust, Notes, Amortization Schedules, Sales Contracts for FSBOs, Assignment of Sales and assisting in incorporating LLCs with the State Corporate Commission under the supervision of the attorney➢Coordinated and supported marketing efforts through mixers, open houses, thank you note, and follow up➢Identify and initiate quality control measures to achieve 100% error free closings

    • Short Sale Specialist/ Senior Title Processor
      • Nov 2009 - Oct 2012
      • Vienna, VA

      ➢Facilitating of Short Sale Files and serving as a liaison between all parties involved to accomplish a successful short sale approval letter ➢Processing of Settlement Statements, underwriting and post closing procedures➢Authorized signatory for all escrow accounts and operating accounts➢Managerial of daily office functions➢ Launched a foundation for the short sale department➢Conducted Settlements

    • Paralegal/ Translater
      • Mar 2008 - May 2009
      • Tyson's Corner

      ➢ Invoicing, payroll and billing➢ Pre-Processing to post closing and occasionally performing closings➢ VA & MD Notary➢Translating consultations for the clients and 341 hearings ➢ Negotiating Loan Modification, short sales with lenders➢ Preparing Deed, POA and legal documents under the supervision of an attorney➢ Disbursement of files and preparing final title policies➢ Filing Bankruptcy Petitions under the supervision of an attorney➢ Handling the archiving of closed files and keeping in contact with the claims department for the various underwriters

  • Land Title, LLC
    • Fairfax, VA
    • Title Processor
      • May 2003 - Nov 2007
      • Fairfax, VA

      ➢Promoted from underwriter to Settlement Agent and Processor/Post Closing➢ Promoted from pre-processor to Underwriter ➢ Promoted from Receptionist to Pre-Processor

Education

  • 2000 - 2004
    Northern Virginia Community College
  • 2000 - 2004
    Radford University
  • 1996 - 2000
    Herndon High School
    Advanced Diploma

Suggested Services

This profile is unclaimed. These are suggested service rates with 0% commision upon successful connection

Industry Focus. “Real Estate and Property Management”

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