Experience

• 

  Meezan Bank Limited

  • Pakistan
  • Banking
  • 700 & Above Employee

  • Regional Manager

    • Jul 2022 - Present

  • Area Manager

    • May 2014 - Jul 2022

    I am responsible for Administrative, Business and Strategic Management of my area that includes 10 branches. I am also responsible for HR placements and their career development (approximately 150 staff members)

  • Branch Manager

    • Feb 2005 - Apr 2014

    Branch Manager / Vice President:Our Bank’s Financial backing is mainly through following institutionss:· Pak Kuwait Investment Company (Private) Limited, a joint ventur of Government of Pakistan and Kuwait.· Islamic Development Bank Jeddah · Noor Financial Investment Company, majority ownership is with National Industries Group (one of the biggest private sector industrial group of Kuwait).Reporting to Regional Head, I am resposible for Administrative, Business and Strategic Management of my branch. This is a full counter branch providing all commercial banking facilities to Corporate, Retail and Consumer customers. Functionally the Branch comprises Five departments and each departmental head is reporting to my position. I am also looking after Hub of seven branches in respect of their financing and trade business. My responibilities include:. Development of strategy for growth of Branch Business in line with over all growth strategy of the Bank. . Providing leadership to Department Managers and other Hub branches. Performance evaluation, Training & development of Branch staff. Periodic review of “Budget Vs Actuals” with Department Managers and Sub-branches. Evaluate Credit, Industry & Market risks for financing applications from the customers . Ensure relevant departments are meeting all the requirements KYC & AML policies. Manage all aspects of Operational risk of the Branch and Sub-branches. Supervise Basel II reporting to Regulatorü Monitor Service Quality Standards . Monitor strict compliance with Shariah guidelines. Ensure compliance with all policies & procedures of the Bank.. Management through supervision of the sub-branches reporting into my Branch.

• 

  Institute of Cost & Management Accountants of Pakistan

  • Lahore

  • Vice Chairman ICMAP Lahore chapter & headig Corp. Relation & Comm Committee, Lahore Branch Council

    • Jan 2014 - Jul 2022
    • Lahore

• 

  Bank Alfalah Limited

  • Manager Operations

    • May 2004 - Feb 2005

    Bank Alfalah Limited (Islamic Banking) (June 2004 to Feb 2005)Manager Operations:A banking company of Sheikh Zayed Al Nahyian Group Abu Dhabi, having diversified business in banking & telecom business in the name of Warid Telecom, Wateen, etc (in Pakistan).My responsibilities as Manager Operations of the branch included: · Looking after all the matters relating to the smooth working of all the departments of the branch. · Implementation, in letter & spirit, of all relevant Policies and Procedures of the bank. · Helping Branch Manager in development of short and long term business plans for the Branch.· Management & monitoring of Funds for maximum output.· Implementing all the requirements of KYC & AML policies· Managing all aspects of Operational risk in the Branch· Preparation and monitoring of reporting requirements under Basel II· Implementation of Service Quality Standards as per Bank rules· Ensure strict compliance with Shariah guidelines

• 

  Prime Commercial Bank Limited Currently RBS

  • Manager Credits

    • Oct 2001 - Apr 2004

    Prime Commecial Bank Limited (Oct 2001 to May 2004) (Presently Royal Bank of Scottland)Deputy Manager – Credit Department:My job responsibilities included: . Marketing & Administration of complete portfolio of the branch consisting of various Products such as Running Finance, Cash Finance, Letters of Credit (sight/Usance), Export Finance, FATR, Letters of Guarantee, Car Finance, House Finance.. Handle Legal Cases, Overdue / Default Cases, etc. . Reporting / MIS through preparation of monthly, Quarterly, Semi Annually & Annual statements.. Deal & coordinate with auditors from Internal & external sources, State Bank of Pakistan. Management & Monitoring of borrowing accounts and supervision of day to day accounting work.. Conduct detailed Financial Analysis and evaluate Credit, Business & Industry risk of the prospective customers. Monitoring of all the activities related to credit operations risk. Prepare reports as per requirements of Basel II.. Implementation of all Credit related policies strictly in conformity with the guidelines.

• 

  MCB Bank Limited

  • Incharge Credits

    • Apr 1996 - Sep 2001

    Muslim Commercial Bank Limited (April 1996 to Oct 2001)Currently MCB Commercial Bank LimitedCredit Manager:My job responsibilities included:. Marketing & Administration of complete portfolio of the branch consisting of various Products such as Running Finance, Cash Finance, Letters of Credits (sight/Usance), Exports related finance limits, FATR, Letters of Guarantee, Car Finances, House Finances.. Handle Legal Cases, Overdue / Default Cases, etc. . Reporting / MIS through preparation of monthly, Quarterly, Semi Annual & Annual statements.. Deal & coordinate with Internal, External and Regulatory auditors. Management & Monitoring of borrowing accounts, and supervision of day to day accounting work.. Check & evaluate feasibility of the prospective customer through Financial Analysis and evaluation of Credit, Industry & Market risk. Management of all the related credit operations risks. Implementation of all related Policies & Procedures strictly in conformity with the guidelines.

• 

  Citibank

  • Internee

    • Mar 1993 - Apr 1993

    Worked as Intern in TSU department & review L/Cs, Guarantees & Refinance concepts / requirements.