Experience

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  GBank

  • United States
  • Banking
  • 100 - 200 Employee

  • Financial Analyst

    • Jan 2023 - Present

  • Vice President

    • Nov 2020 - Jan 2023

    VP Loan Administration

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  West Valley National Bank

  • Vice President Senior Underwriting

    • Sep 2018 - Nov 2020

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  Arizona Federal Credit Union formerly Pinnacle Bank (AZ)

  • Phoenix, Arizona Area

  • Portfolio Manager

    • Jun 2014 - Mar 2018
    • Phoenix, Arizona Area

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  LoanDepot

  • Scottsdale

  • Team Manager

    • Mar 2013 - Apr 2014
    • Scottsdale

    loanDepot is a leader in online residential mortgage lending. With licenses in all 50 states, loanDepot is able to assist customers nationwide with home buying and refinancing needs and services a majority of loans it originates. Additionally, loanDepot is an approved seller/servicer for loans to Fannie Mae, Freddie Mac and Ginnie Mae. Team ManagerManaged a group of 16 loan processors, 2 Jr. processors, and 1 assistant manager and was responsible for daily production, pipelines, and customer escalation.• Was responsible for hiring a brand new team and conducted interviews, used testing, and personality matrixes to gather information on talent.• Provided upfront training and guides to get team up to speed on Loan Depots systems and products.• Did weekly pipeline reviews and monthly performance meetings with individuals to provide guidance and coaching for employees.• Was responsible for daily reports and production numbers.

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  Chase Home Finance

  • Processing Manager

    • Feb 2010 - Mar 2013

    Managed a group of 12 loan processors and 1 assistant. Was responsible for managing workflow, priorities, turnaround times, tracking unit performance and monitoring daily business.

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  CoBank (Farm Credit Leasing)

  • Relationship Manager

    • Oct 2007 - Oct 2009

    CoBank is a $60 billion Agricultural credit bank providing loans, leases, and other financial services to agribusinesses, rural power, water and communications providers.; Managed the relationship between Farm Credit, Farm Credit's Customers, and Farm Credit Leasing for the state of Arizona and Imperial County California. Was responsible for the territories marketing, sales, and delinquencies.Turned a non producing territory into a 20 million dollar portfolio despite a declining Ag market and economy.Created a vendor program for farm equipment dealerships and over the road truck dealers that offered low rate financing and generated $5million in revenue.Established a training program for CPA's and Loan Officers on the Tax Advantages of Leasing.Coordinated and resolved payment issues with customer as the dairy market took a server decline and collapsed most of Arizona agricultural markets.Constructed a leasing program to do long term leasing on Livestock Facilities and other Real Estate Facilities. On The Move Magazine; On The Move Magazine is an annually published and monthly distributed magazine that caters to movers in the Omaha and Lincoln Nebraska area. Over 50,000 copies are disturbed to all recent movers and any household listed for sale.

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  On the Move Magazine

  • Sales

    • Jan 2005 - Aug 2007

    Head of Sales for the Omaha Metro Area. Sold advertising space to prospective businesses that marketed to home movers (landscapers, plumbers, electricians, day cares, painters, and general contractors). Created business in 2005 with a college friend as we saw a potential to take advantage of the expanding real estate market in the Lincoln and Omaha area.Published first copy in 2006 for the Lincoln market creating over $168,000 in advertising revenue. Did over $300,000 in advertising sales and distributed over 500,000 copies in 2007

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  Diversified Financial Services

  • Credit Analyst

    • Jan 1999 - Jan 2003

    a nationwide retail finance and insurance provider for the Agricultural industry. DFS specializes in financing Ag machinery, pivots, and grain bins and had a $600,000 portfolio. Relationship Manager 2003-2006Responsible for the Southeast region's as well as the state of California's overall portfolio. Marketed directly to equipment dealers and farmers in the region and approving potential customer's credit quality.Increase volume from $45 million to $75million per year while also keeping over 30 day delinquencies under 1.5% of the total portfolio.Implemented a new edoc software system that connected all process of an application reducing entering duplications and errors while increasing turnaround time and customer satisfaction.; Analyze current credit data, financial statements, and tax returns of individuals to determine the degree of risk involved in extending credit. Prepare reports with this credit information for use in decision-making. Examined over $50 million in loan applications per year while keeping over 30 day delinquency under 1%.Increased my overall approval authority from $0 to $1 million.