Okay, let’s tackle this. So Julie Kitwood has over 46 years of experience in the insurance industry, which is extremely long. Typically, insurance agents with this level of experience can charge higher rates. However, since the provided skills list is quite broad and includes various types of insurance, I'll consider a more modest rate. Industry standards for licensed insurance professionals in the US vary widely depending on location, experience, and type of insurance. In Pinellas Park, Florida, a more conservative estimate would be around $75 per hour, considering her extensive experience and the local market. This rate is lower than what top-producing agents might charge but reflects her long-term commitment to the field.