Okay, let’s tackle this. So Julie Killian has skills like credit analysis, small business lending, and portfolio management, which are in demand in the banking industry. She has experience in retail banking and commercial lending, which indicates a strong understanding of the industry. Location is Kennewick, Washington, which is a mid-sized city. According to national averages, entry-level banking professionals in the US can start around $40-$60 per hour. Experienced professionals like Julie can charge higher rates, typically in the range of $80-$120 per hour. Considering her skills and experience, I’ll estimate her hourly rate to be around $75, which is slightly below the average for a mid-level banking professional in the US.