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Joyce Moskovitz

Consultant at Riverside Advisors, LLC
Intro Book
Seasoned finance expert with experience in loans, asset management, and economic development.
  • Claim this Profile
Location
Baltimore, Maryland, United States, US
Skills
  • Loans
  • Asset Management
  • Strategic Planning
  • Economic Development
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Bio

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Joyce Moskovitz is a seasoned finance expert with extensive experience in loans, asset management, and economic development. She has held senior positions at prominent financial institutions, including Bank of America Merrill Lynch and Riverside Advisors, LLC. Moskovitz has a Master's degree in City/Urban, Community and Regional Planning from Harvard University Graduate School of Design and a Bachelor's degree in Art History, Criticism and Conservation; Sociology from the University of Michigan College of Literature, Science, and the Arts.

Experience

  • Bank of America Merrill Lynch
    • United States
    • Financial Services
    • 700 & Above Employee
    • Senior Vice President, Director, FHA Multifamily Lending
      • Mar 2013 - May 2015

      Set up and ran Bank’s FHA Multifamily lending program nationally, including obtaining all operational approvals needed from HUD, staff hiring and supervision, new business development and other marketing activities and ongoing internal and external reporting on risk management issues. Served as Chief Underwriter, responsible for reviewing all proposed submissions to HUD.

    • Senior Vice President, Senior Client Manager
      • Nov 2000 - Mar 2013

      Community Development Lending Manager for Maryland , Delaware and Ohio, with clients in Pennsylvania and New Jersey; responsible for originating loan production of LIHTC rental housing and community facilities and managing client relationships. Activities included new business development, loan underwriting and portfolio management.

  • AGM Financial Services, Inc.
    • Baltimore, Maryland Area
    • Senior Vice President
      • Jun 1995 - Nov 2000
      • Baltimore, Maryland Area

      Coordinated FHA multifamily loan production, including application preparation and submission, troubleshooting and loan closings for market rate and LIHTC transactions; participated in new business development. Structured financing for new construction, rehabilitation and refinance projects using FHA mortgage insurance nationwide and prepared financing applications. Served as FHA Chief Underwriter. Coordinated loan closings, prepared initial draws and disbursement instructions to title company.

  • Baltimore Housing Roundtable
    • Baltimore, Maryland Area
    • Housing Development Coordinator
      • Jan 1994 - Jun 1995
      • Baltimore, Maryland Area

      Packaged loan requests; provided technical assistance to non-profits.

  • Columbia Housing Corporation
    • Columbia, MD
    • Vice President
      • Jun 1990 - Jun 1994
      • Columbia, MD

  • Neighborhood Progress Administration
    • Baltimore, Maryland Area
    • Economic Development Loan Officer
      • Nov 1987 - Jun 1990
      • Baltimore, Maryland Area

      Obtained funding for and implemented $45 million in housing/commercial development projects under Urban Development Action Grant, Housing Development Grant and other loan programs.

  • Meridian Retirement Centers
    • Towson, MD
    • Project Coordinator
      • Dec 1986 - Nov 1987
      • Towson, MD

      Conducted market and other feasibility analyses for development of retirement housing.

  • Neighborhood Progress Administration
    • Baltimore, Maryland Area
    • Economic Development Loan Officer
      • Sep 1984 - Nov 1986
      • Baltimore, Maryland Area

  • DEPARTMENT OF HOUSING & COMMUNITY DEVELOPMENT
    • Baltimore, Maryland Area
    • Chief, Multifamily Programs
      • Feb 1983 - Sep 1984
      • Baltimore, Maryland Area

  • Department of Housing and Community Development
    • Coordinator, Renter Energy Conservation Program
      • Oct 1981 - Jan 1983

    • City Planner
      • Aug 1979 - Oct 1981

  • U.S. Department of Labor
    • Washington D.C. Metro Area
    • Labor Law Advisor
      • 1975 - 1977
      • Washington D.C. Metro Area

Education

  • 1977 - 1979
    Harvard University Graduate School of Design
    Master’s Degree, City/Urban, Community and Regional Planning
  • 1971 - 1975
    University of Michigan College of Literature, Science, and the Arts
    Bachelor’s Degree, Art History, Criticism and Conservation; Sociology

Suggested Services

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Industry Focus. “Financial Advisory and Consulting”

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