Okay, let’s tackle this. So Joshua has skills in loans, banking, and mortgage lending, which are in demand. He’s also got experience in portfolio management and credit. Location is New Orleans, which is a major banking hub. Industry demand for banking professionals with these skills is moderate to high. According to the Bureau of Labor Statistics, loan officers can earn around $60,000–$100,000 per year. Considering his experience and skills, I’d estimate his hourly rate to be around $125, which is a reasonable estimate for a banking professional with these qualifications.