Okay, let’s tackle this. So Joshua has an MBA from Wharton, which is a top-tier program. He’s a financial analyst with experience in investment analysis and portfolio management. Location is Greater Philadelphia, which is a major financial hub. Financial analysts with Wharton degrees and experience typically charge higher rates. Maybe around $100–$200 per hour? But considering his education and experience, maybe higher. Some financial analysts with similar backgrounds might average $150–$250. So I’ll estimate around $175, on the lower end of that range.