Experience

• 

  New Frontier Bank

  • CEO and Chairman of the Board

    • 1999 - 2011

• 

  Mercantile Bank

  • Various

  • Various

    • Aug 1993 - Jun 1999
    • Various

    Senior Lender at Farmington affiliate which was named the best affiliate in the Mercantile organization for 1994, Community President at Perryville and St. Charles affiliates, and Retail Region Manager in St. Louis and St. Charles, during mergers of Mark Twain Bank and Roosevelt Bank.

• 

  Landmark Bank

  • St. Charles, MO

  • Senior Lender

    • Aug 1988 - Aug 1993
    • St. Charles, MO

    Senior Lender in $200 million St. Charles affiliate. Very active as a commercial lender, supervising other lenders, loan administration, asset quality, new business development, management of a very large OREO portfolio, general asset quality issues, and strategic planning.

• 

  Mercantile Bank

  • St. Charles, MO., Farmington, MO., Perryville, MO., and St. Louis, MO

  • Various

    • Aug 1981 - Aug 1988
    • St. Charles, MO., Farmington, MO., Perryville, MO., and St. Louis, MO

    Manager of Domestic Credit Review, Commercial Loan Officer/Affiliate Bank Group, Senior Lender/St. Charles.

• 

  Office of the Comptroller of the Currency

  • Kansas City, Missouri Area

  • National Bank Examiner

    • Jan 1975 - Aug 1981
    • Kansas City, Missouri Area

    Examining national banks working from Salina, KS., Joplin, MO., and Des Moines, IA., sub-regional offices. Primary focus on asset quality, credit analysis, loan structuring, strategic planning, annual budgeting, adequacy of loan loss reserve, and overall credit bank leadership.