Experience

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  BC Financial Services Authority

  • Vancouver, British Columbia, Canada

  • Risk Assessment and Pricing Senior Analyst

    • Sep 2022 - Present
    • Vancouver, British Columbia, Canada

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  Peoples Group

  • Vancouver, British Columbia, Canada

  • Senior Financial Regulatory Analyst

    • Apr 2022 - Jul 2022
    • Vancouver, British Columbia, Canada

    • Automated the weekly BCAR projection model, reducing the process from 15 to 2 hours, creating an adjustable model to incorporate new products and adopt SMSB OSFI Guidelines for spring 2023.

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  Amazon

  • New Westminster, Columbia Británica, Canadá

  • Warehouse Associate

    • May 2020 - Apr 2022
    • New Westminster, Columbia Británica, Canadá

    • I had been in Amazon in two stages, giving me time to look for an opportunity that better suites my professional interests and experience• I performed primarily in the Customer Return department, where I exceeded the objectives in the processes that had been assigned to me, appearing several times on the honour roll. I also acted as an ambassador and problem solver, training other associates to carry out some processes safely and using best practices

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  Scotiabank

  • Toronto, Ontario, Canada

  • Collections Strategies Senior Manager (Global Risk Management)

    • Feb 2021 - Jun 2021
    • Toronto, Ontario, Canada

    • Gave oversight to the largest IB Portfolio and collaborated with local teams to deploy strategy to adapt to a recent law that limits collection actions• Drove strategic decision-making by coordinating with Countries to bolster Back-End and Recovery and to provide visibility amid a historical peak in Write-Offs• Deployed a Playbook to formalize countries' contingency strategies based on Pandemic experience and best practices

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  Sociedad Hipotecaria Federal

  • Mexico
  • Banking
  • 400 - 500 Employee

  • FP&A and Profitability Senior Manager

    • Jul 2014 - Feb 2019

    • Drove strategies and processes to strengthen SHF´s equity, reducing market risk capital consumption by 50% and executing an orderly capitalization plan, returning the company to financial solvency and profitability.• Established a methodology for measuring profitability per business unit (using file transfer pricing and ABC Costing) and created a product dashboard, facilitating accessibility to other public policy products through cross-subsidization.• Lead a team in implementing Microsoft AX as the new ERP and regulatory reporting system. • Designed a massive loan restructuring program for credits denominated in UDIS, a currency unit indexed to inflation, establishing a credit score and evaluating the financial impact.• Implemented a transfer pricing process and methodology to grant a limited pool of subsidized resources, assigned by the IDB, to financing projects for construction with renewable energy components.

  • FP&A Manager

    • Jul 2008 - Jun 2014

    • After the rejection of the Board Committee to the first proposal, changed and strengthened the largest client's restructuring proposal for the final approval• Implemented and monitoring the KPIs corresponding to the first loans granted directly to a Development Bank in Mexico by WB and IDB due to the mortgage crisis.• Prepared the feasibility analysis and profitability models for new financial products, including Syndicated Loans for Construction and Construction of Rental Housing.• Defining and measure key development indicators to communicate the progress in diverse strategies of the company: a premium sufficiency measure per type in the Mortgage Insurance Portfolios, a success rate target in the alienation of non-performing loans and gap analysis in the implementation of regulatory requirements and calculation of reserves for the insurance company.

  • FP&A Specialist

    • Oct 2006 - Jun 2008

    • Developed financial models, building them from scratch and streamlining the previously established ones, including the first Mortgage Credit Financial Planning Model before starting operations in 2008.• Created first intranet-based in SAS Business Intelligence system, providing internal and external information to stakeholders. Included operational information like: amounts granted and balances by-product, financial intermediary, region; Financial information included: implicit asset and liability interest rates, delinquency rates and solvency ratios.

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  TV Azteca

  • Mexico
  • Broadcast Media Production and Distribution
  • 700 & Above Employee

  • Finance Senior Manager @ Azteca Internet

    • Jul 2005 - Sep 2006

    • Developed the budget, coordinated the migration of systems, negotiated with suppliers and entered new contracts for the new company.

  • Operations Senior Manager / Business Development Manager @ Todito.com

    • Feb 2001 - Jul 2005

    • Contributed to Todito Card start-up participating in the product development, purchases, call center operation and sales in non-traditional channels.• Created tools in measuring churn ratio and established strategies to retain clients.• Drove savings of 50% by implementing auction based corpororate purchasing process.

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  GE Capital

  • Mexico City Metropolitan Area

  • Business Development Manager (Mergers and Acquisitions) @ GE Financial Assurance

    • Feb 1997 - Dec 2000
    • Mexico City Metropolitan Area

    • Formulated the valuation models that were used to make successful proposals for important insurance and retirement savings portfolios in Mexico.• Developed key projects for the retirement fund administrator: collaborated in project approval, budget preparation, collection analysis, sales force compensation, investments risk assessment and response to authorities.

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  Bufete Matemático Actuarial

  • Mexico City Metropolitan Area

  • Consultant on contingent labor liabilities and actuarial projections

    • Mar 1994 - Feb 1997
    • Mexico City Metropolitan Area

    • Consultant of Labor Liabilities of some of the Top #50’s companies in Mexico.• Formulated and automated a system for calculating individual pension costs. Completed system migration of all the firm calculations. • Developed a new program of medical expenses for retirement for banks and Visa Group.