Okay, let’s calculate Jorge’s rate. He has a mix of technical skills like forecasting, financial analysis, and process improvement, which are in demand. He also has experience in managerial finance and strategic planning, which adds value. However, his limited working proficiency in Portuguese might put him slightly below average for someone with similar skills. Location in Phoenix, Arizona, is also a factor, as it's not a major hub for finance professionals. Considering these factors, I estimate his hourly rate to be around $125, which is slightly below the national average for finance professionals with similar skills. This rate is also lower than what someone with more experience or a stronger skillset in finance might command.