Experience

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  Fisher Investments

  • Plano, Texas, United States

  • Investment Counsellor

    • Feb 2022 - Present
    • Plano, Texas, United States

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  U.S. Small Business Administration

  • United States
  • Government Administration
  • 700 & Above Employee

  • Loan Specialist - Commercial (Office of Capital Access)

    • Jul 2020 - Feb 2022

    Loan Specialist working with Lenders and Borrowers on PPP loans. Processing Loan Forgiveness and FOIA requests.

  • Loan Specialist (Office of Disaster Assistance)

    • Apr 2020 - Jul 2020

    Loan officer processing Economic Injury Disaster Loans for the Processing and Dispersement Center, working on Coronavirus related loans to small businesses.

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  USAA

  • Dallas/Fort Worth Area

  • Specialized Investment Services Representative

    • Apr 2019 - Apr 2020
    • Dallas/Fort Worth Area

    Investment Representative for USAA. Serving members for mutual funds and brokerage services. Assist USAA members with their financial and investment needs. Fulfill money movement, trade and service requests for qualified and non-qualified mutual fund and brokerage accounts. Build, strengthen, and deepen the relationship with the members.

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  Hilltop Securities Inc.

  • Dallas/Fort Worth Area

  • Consultative Sales

    • Dec 2013 - Aug 2018
    • Dallas/Fort Worth Area

    Vice President, HilltopBancSystems. Provide community banks with proprietary Portfolio Manager, Risk Manager and Profit Manager for complete balance sheet management. These tools meet regulatory requirements for Asset Liability Management and Interest Rate Risk Management. Provide fixed-income securities that meet clients' needs including primary and secondary market municipal bonds, mortgage-backed securities, Agency bonds and corporates.

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  Shay Financial Services, Inc.

  • Dallas/Fort Worth Area

  • Vice President

    • Dec 2011 - Nov 2013
    • Dallas/Fort Worth Area

    Vice President Institutional Fixed Income Sales. Trading Agencies, MBS, non-agency RMBS, CDs, SBA loans, investment grade and high-yield corporate bonds with credit unions, banks, investment managers and insurance companies. Consultative sales.

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  Woodstock Financial Group, Inc.

  • Dallas/Fort Worth Area

  • Vice President - Fixed Income Sales

    • Apr 2011 - Dec 2011
    • Dallas/Fort Worth Area

    Fixed Income Sales. Focus on Agencies, CMOs, Investment Grade bonds. Also trading Distressed ABS/Subs/CLO/CDO and High Yield bonds. Accounts include credit unions, hedge funds, insurance companies and investment managers.

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  Micah Mortgage

  • Dallas/Fort Worth Area

  • Operations Professional

    • Aug 2010 - Apr 2011
    • Dallas/Fort Worth Area

    Worked for the FDIC for the Owned Real Estate (ORE) group of the Division of Resolutions and Receiverships. Provided time critical reconciliation of ORE data. Updated and created Business Objects reports from the 4C database to verify data integrity and scheduled updates received from all outside asset managers. Compiled, analyzed and prepared bi-weekly/month-end reports including active inventory, sales and pending sales used by FDIC management for monthly forecasting and marketing reports. Developed new procedures for compiling and creating such reports. Updated and created PowerPoint presentations to analyze monthly financial data. Responded to numerous ad-hoc requests for data analysis, interpretation and special studies and briefed management on findings.

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  Quantum G and A Joint Venture

  • Dallas/Fort Worth Area

  • Investigations Senior Professional

    • Jul 2009 - Mar 2011
    • Dallas/Fort Worth Area

    Worked for the FDIC through in the Division of Resolutions and Receiverships. Provided day-to-day support of the research and recovery of restitutions owed to failed banks. Significant due diligence of case files and internal 4C database manipulation. Supervised, directed and trained other team members in work scheduling and procedures.

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  MCL Operations, LLC

  • Dallas/Fort Worth Area

  • Founder

    • Sep 2007 - Jul 2009
    • Dallas/Fort Worth Area

    Founded firm to invest in and buy overriding and working interests in oil properties, participate in new drilling programs and acquire operator positions. Focused on the Kansas market.

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  ORIX Finance

  • Dallas/Fort Worth Area

  • Director

    • Jul 2004 - Jul 2007
    • Dallas/Fort Worth Area

    Recommended leveraged loans and high yield bonds, as senior credit analyst, for $1.2 billion diversified fixed income portfolio. Monitored credit quality and security trading levels of over 150 companies in ten industries. Evaluated prospects for new issue loans and bonds. Extensive modeling of financial results and forecasts in order to identify cash flow generation ability and covenant compliance. Used industry comparables in order to value the company and its securities. Reviewed loan documentation and all corporate filings. Industries followed include airlines, aerospace, chemicals, consumer products, industrials, building products, homebuilding, paper, packaging, technology, textiles, metals and mining. Supervised and managed a junior analyst, mentored other junior analysts.

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  Speedwell Securities, LLC

  • Austin, Texas Area

  • Senior Analyst

    • Mar 2004 - Jul 2004
    • Austin, Texas Area

    Assessed investment value of securities of businesses near or in bankruptcy. Wrote extensive company and industry credit research reports for publishing and distribution to institutional investment clients. Supported sales team and traders on client sales calls. Developed detailed model of the valuation of ETC/EETC aircraft securities of airlines in or close to bankruptcy. Research included ATA Airlines, American Airlines, Delta Air Lines, United Airlines, ETC/EETC securities, Inland Fiber, Werner Holdings, among others.

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  B. Riley & Co.

  • Austin, Texas Area

  • Senior Analyst

    • Feb 2002 - Mar 2004
    • Austin, Texas Area

    Assessed investment value of securities and for businesses near or in bankruptcy. Wrote extensive company and industry credit research reports for publishing and distribution to clients. Supported sales team and traders on client sales calls. Research included Champion Enterprises, Oakwood Homes, Solutia, Sun World, U.S. Timberland and airline industry.

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  Tejas Securities

  • Austin, Texas Area

  • Senior Research Analyst

    • Sep 2000 - Nov 2001
    • Austin, Texas Area

    Investigated investment and total return potenital for special situation high yield and distressed bonds and related equities. Published in-depth research reports on the most promising situations with distribution to over 100 top hedge fund, mutual fund and insurance company clients. Reports included detailed company spreadsheet modeling, asset valuation, relative value between securities and companies, cash flow projections, liquidity analysis, industry and competitive analysis and total return potential through a bankruptcy restructuring. Research included Premcor USA, Sterling Chemicals, USG Corp. and theatre industry.

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  APS Financial

  • Austin, Texas Area

  • Vice President, High Yield Research

    • Aug 1999 - Sep 2000
    • Austin, Texas Area

    Investigated investment and total return potenital for special situation high yield and distressed bonds and related equities. Published in-depth research reports on the most promising situations with distribution to over 100 top hedge fund, mutual fund and insurance company clients. Reports included detailed company spreadsheet modeling, asset valuation, relative value between securities and companies, cash flow projections, liquidity analysis, industry and competitive analysis and total return potential through a bankruptcy restructuring. Research included Dictaphone, Regal Cinema and Sterling Chemicals.

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  Total Investment Management

  • Houston, Texas Area

  • President

    • Dec 1995 - Aug 1999
    • Houston, Texas Area

    Founded small investment management firm targeting high net worth individuals and family offices. Formed, marketed and managed event driven hedge fund focusing on distressed debt, high yield bonds and select value equities. Responsible for operations, portfolio management and marketing. Portfolio manager for SMA accounts holding high yield bonds, fixed-income, equity and venture capital.

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  Transamerica Fund Management Co.

  • Houston, Texas Area

  • Senior Portfolio Manager

    • Jul 1988 - Aug 1994
    • Houston, Texas Area

    Managed day-to-day operatons, investment strategy, trading for $175 million Transamerica High Yield Bond Fund. Interfaced with marketing team on growth plans and met quarterly with key brokers. Member of economic analysis team setting investment strategy for govt/corp/mortgage accounts, which set duration, yield curve, sector and security exposure. Managed small team of analyst consultants.

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  Shell Oil Company

  • Houston, Texas Area

  • Process Engineer

    • Jul 1981 - Jul 1986
    • Houston, Texas Area

    Provided technical and operations support to refinery unit that produced gasoline. Problem-solved day-to-day operational issues to ensure maximum productivity and profit. Interfaced with union workers and upper management. Supervised testing programs and directed study to minimize environmental violations. Programmed optimization software as part of the Economics and Scheduling group.