Okay, let’s tackle this. So John has skills like investments, estate planning, and strategic financial planning, which are in demand. He’s also certified as a Chartered Life Underwriter and Chartered Financial Consultant, which adds prestige. Location is Shreveport, LA, which is not a major hub for finance, but still a significant city. Considering his skills and certification, maybe around $150–$250 per hour? But since he’s not in a major finance hub, I’ll estimate on the lower end of that range, around $200 per hour.