Experience

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  Citi

  • Vice President Commercial Credit Risk Analytics

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  Citi

  • Vice President Commercial Credit Risk Analytics

    • May 2023 - Present

    Responsible for the credit risk management and data analytics for the flagship commercial partner within the Citigroup cards business unit. This is a diverse portfolio of revolving and invoice accounts. Responsibilities include analytics on approval rates, credit quality and delinquencies. As well as supporting the partner with various metrics.

  • Vice President Risk Governance & Controls

    • Jun 2017 - May 2023

    Responsible for the risk analytics and controls infrastructure for the Citi Retail Services Anti-Money Laundering Program. A diverse portfolio of Private-Label and Co-Branded partners consisting of over 77 million Commercial & Consumer accounts.Significant Projects Include: FinCEN CDD RuleResponsible for crucial risk analytics to design and build multiples solutions to become fully compliant with FinCEN CDD rule. Patriot Act CIP RequirementRisk lead on the data analytics to implement a business unit-wide solution to become fully compliant with the CIP requirement of the Patriot Act. AML and Sanctions ScreeningRisk lead for identifying data gaps that prevent full compliance with AML and Sanctions policies. AML Program Trends and AnalysisResponsible for identifying emerging trends within critical data elements to identify potential risks to the program and controls. Designed and implemented automated data solutions to drive efficient and effective risk decisions.

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  HSBC

  • Assistant Vice President - Risk Analytics and Information Management

    • Feb 2014 - May 2017

    Team leader with responsibilities including risk analytics and flexible/effective data and reporting solutions in support of risk and regulatory functions. Including Basel II and CCAR.Significant Projects Include: Indexed LTV ProcessProject Lead for Indexed LTV process utilizing multiple valuation metrics in support of portfolio segmentation and liquidation. Responsible for leading the data and impact analysis, and technical efforts to build an effective and accurate process. DFAST/CCAR Stress ModelsProject Lead for data development, analysis and validation of the stress models as part of the DFAST/CCAR regulatory framework. Responsible for leading the data and impact analysis, full ETL efforts and ensuring effective and efficient repositories. Certification and Compliance for Highly Critical Data ElementsProject Lead for the analysis and regulatory certification of all highly critical data elements used in the Basel II infrastructure. Responsible for all data analysis, compliance documentation and aggregation of time-series data for full portfolio trending analysis.

  • Senior Analyst - Data and Information Management

    • Jan 2004 - Jan 2014

    Significant Projects Include: U.S. Basel I & II Infrastructure Development and DeploymentProject leader for the development and deployment of the Basel I & II risk infrastructure. Developed and performed full ETL functions utilizing multiple systems and across multiple lines of business. Responsible for data quality and validation at all stages of development and deployment. Indexed LTV Process DevelopmentProject leader for the development of the Indexed LTV Process. Process calculates current loan-to-value ratios on secured assets allowing better portfolio segmentation and risk management. Responsible for the data and impact analysis, and technical development and deployment. Systems Conversion and Retirement of Legacy SystemsProject leader for the conversion of all U.S. Consumer and Mortgage assets from end-of-life systems to new platform. Responsible for data and impact analysis, full ETL, post-implementation data quality.

  • Analyst - Data and Information Management

    • Jan 2002 - Jan 2004

    Significant Projects Include: Implementation of Risk-Based Originations SystemProject member responsible for ETL, data mapping, validation and documentation for the implementation of originations risk management system. Development of Risk Data StructuresProject member responsible for ETL, data mapping, validation and delivery of numerous risk-based data structures to help drive growth and manage risk.

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  Technology Services Group

  • Chicago, IL

  • Lead Consultant

    • Jul 2000 - Dec 2001
    • Chicago, IL

    Project Lead with responsibilities including project lifecycle development, and providing technical leadership for client engagements.Significant Projects Include: Fortune 500 Healthcare Product Maker – Leader of development and implementation of an Automated Rebate Payment System. Fortune 500 Healthcare Product Maker – Leader of development for a change management workflow application utilizing an ECM package on the back-end.

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  Hewitt Associates, LLC

  • Lincolnshire, IL

  • Programmer Analyst

    • Jan 1998 - Jul 2000
    • Lincolnshire, IL

    Technical project leader for large client implementations. Significant Projects Include: Fortune 50 Telecommunications Company – Implementation Leader for a leading telecommunications client. Actively involved with client management defining requirements, timelines, staffing and budgets for a compressed Benefit Plans implementation. Leading Mutual Insurance Company – Project leader for the implementation of a large mutual insurance company. Designed new firm-wide implementation strategies while leading technical and business process teams. Fortune 100 Package-Delivery Company – Technical leader for the phased implementation of a large client. Developed EDI application to receive data feeds from multiple sources.

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  United States Marine Corps

  • United States Marine Corps

    • Dec 1986 - Dec 1992

    Navigation and Targeting Systems Technician Implemented software and hardware changes in aircraft navigation and weapons targeting systems. Maintained secret security clearance.  Gulf War Veteran.