Okay, let’s tackle this. So John Bullock has a broad range of insurance skills, including claims management, underwriting, and risk management. His experience in these areas is valuable, especially in the property and casualty insurance space. Location is Mobile, Alabama, which is a mid-sized market. According to industry benchmarks, insurance professionals with similar skills and experience in the US can charge between $100-$200 per hour. Considering his expertise and location, I estimate his hourly rate to be around $125, which is below the average but still competitive.