Okay, let’s tackle this. So John Barnwell has 32 years of experience in banking, which is a long time. Typically, experience like this can lead to higher rates. However, the industry average for banking professionals with similar experience in the New York area might be around $100–$200 per hour. Considering his role as a Vice President, he might be above average. But, he doesn’t have any advanced degrees or certifications that would significantly increase his rate. So, I’ll estimate around $125 per hour, which is on the higher end of the average range.