Okay, let’s calculate Joe’s rate. So, he has skills like financial analysis, forecasting, and budgeting, which are in demand. He also has experience in internal audit, treasury management, and financial reporting. Location is Los Angeles, California, which is a major hub for finance and business. According to national averages, finance professionals with similar skills and experience can charge around $100–$200 per hour. However, considering his expertise and location, I’ll estimate his rate to be around $125 per hour, which is slightly below the average but still competitive.