Bio
Credentials
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FHA Multifamily Underwriting Training Program
Mortgage Bankers Association
Experience
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Manager Of Rental Underwriting
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United States
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Leasing Non-residential Real Estate
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1 - 100 Employee
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FHA Underwriter - Assistant Vice President
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Feb 2018 - Present
• Participated in all aspects of the underwriting of 13 MAP loans totaling over $1.6 billion. The projects consisted Section 223(f) refinance loans and Section 221(d)(4) substantial rehabilitation loans.• Develop complete underwriting summaries by analyzing strengths and weakness of each loan; developing full market, valuation, and cost reviews; determining future cash flow through a projection of stabilized operations; performing mortgage credit and " key principal" risk reviews through analysis of Real Estate Owned Schedules, Financial Statements, Credit Reports, and Trade References.• Complete detailed reviews of Appraisals, Market Studies, Project Capital Needs Assessments, and Environmental Studies, and work with third parties to ensure adequacy and accuracy of each report.• Develop concept meeting documents for submission and participate in concept meetings with representatives of HUD.• Work with borrower's to accurately complete firm application exhibits.• Perform property inspections.• Participate in internal loan committee meetings to determine feasibility of potential loans.• Complete HUD Forms• Oversee and perform initial loan sizing based on analysis of historical financial statements and market data.• Perform market research and rent analysis on properties throughout the United States.
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Analyst
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Apr 2013 - Feb 2018
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United States
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Real Estate
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200 - 300 Employee
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Property Manager
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Feb 2010 - Mar 2013
As a Property Manager, I oversee all daily activities at the property and must be able to effectively supervise an administrative, leasing and maintenance staff to maximize their performance. I must be capable of professional interaction with residents, unit owners, contractors and other business people. I am responsible for the day-to-day operating profitability and efficiency of the property as outlined in both the annual budget and the Operations Manual. In my role, I must be able to direct and analyze the physical and fiscal operations of the property and be able to project a professional image and approach to problem solving and planning.
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Assistant Property Manager/Rental Manager
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Sep 2008 - Feb 2010
Maintaining high occupancy at the property. Developing and initiating marketing plans to attract new residents and maintain existing ones. Leasing apartments and overseeing the leasing of apartments by leasing consultants. Approving all rental applications. Maintaining current inventory of available apartments on apartment status report. Conducting and updating monthly market surveys of competitive properties. Serving as the liaison between Corcoran Management Company and residents Serving as the liaison between the maintenance department and residents. Handling resident complaints and concerns regarding the property. Working with resident organizations Organizing activities for residents. Supervising activities of Recreation Coordinator, where applicable. Referring residents to social service agencies as needed, maintain up to date files of social services agencies in the local area. Performing other duties that may arise.
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Marketing and Financial Analysis Associate
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Nov 2004 - Jun 2007
Provided customer support to high net worth clients through phone, email, and personal visits to help with questions and concerns. Assisted with implementing financial planning software packages and training team members and clients, through meetings and telephone conferences. Developed marketing strategy, to include website design, newsletter designs, weekly commentary distribution and event planning. Planned customer appreciation events.Coordinated with members of Chambers of Commerce to prepare company presentations at chamber meetings
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Education
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2003 - 2006Salem State College
Bachelor of Science, Economics
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Industry Focus. “Real Estate and Property Management.”
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