Okay, let’s estimate Joanie’s rate. She has a strong accounting background with a CPA certification from VBOA, which is a reputable board. Her MBA adds a layer of business acumen. Skills like financial reporting, internal controls, and corporate tax are in demand. Location is the Greater Richmond Region, which is a smaller market compared to major cities like New York or San Francisco. According to the Bureau of Labor Statistics, accountants in the Richmond, VA area have median salaries around $60,000. However, considering her certifications and experience, I’d estimate her rate to be around 125% of that, which is $75 per hour. However, given her MBA and the fact that she’s not in a large city, I’d adjust that up to 150% of the median salary, which is $90 per hour. But since she’s an expert in multiple areas and has a strong certification, I’d further adjust that up to $125 per hour, considering the value she brings to clients.