Okay, let’s tackle this. So Jim Daniels has a degree from CMU, which is a reputable institution. He has skills in insurance, commercial lines underwriting, and strategic planning. Location is Grand Blanc, Michigan, which is a smaller market. Insurance professionals with his level of experience and education typically charge lower rates. Maybe around $50–$100 per hour? But considering his skills and education, maybe higher. Some insurance professionals with similar experience might average $75–$125. So I’ll estimate around $75.