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Jennifer Utecht, Crcm A seasoned banking expert with 26 years of experience, Jennifer Utecht has established herself as a thought leader in mortgage risk management. As Director of Mortgage Risk at FNBO, she has successfully developed and implemented risk standards, resulting in a 20% reduction in HMDA errors. Her expertise spans compliance, risk management, and strategic planning, with a proven track record of driving business growth and customer satisfaction.

Experience

    • United States
    • Banking
    • 700 & Above Employee
    • Director, Mortgage Risk
      • Oct 2022 - Present

      • People Management: Built and developed a team. Decision-making in first line exceeded 80%.• Compliance Regulation: Maintained a strong understanding of all relevant laws and regulations.• Risk Management: Established, implemented, and managed risk standards and programs.• Strategic Planning: Developed strategy for risk implementation teams. HMDA error reduction, +20%.• Customer-First Culture: Led billing update initiative, securing executive buy-in, resulting in 100% CSAT.• Change Management: Worked cross-functionally with 15 stakeholders, including all mortgage teams, to assess implementation projects.

    • Business Risk Manager
      • Oct 1997 - Oct 2022

      • Research: Conducted independently via written materials as well as electronic versions.• Training: Led onboarding and ongoing enablement on compliance regulations.• Audits: Interacted with audit and risk review staff and external investors during periodic reviews.

Education

  • 1995 - 1996
    Spencer School of Business
    Banking & Finance

Suggested Services

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Industry Focus. “Banking and Financial Services”

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