Experience

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  Gateway

  • New York, New Jersey, Pennsylvania

  • Licensed Mortgage Loan Originator / Client Liasion

    • Jul 2022 - Present
    • New York, New Jersey, Pennsylvania

    After spending most of my professional career in the retail furniture industry, specializing in installment finance lending, I've recently taken my skills to the Corporate level and I'm working with a great team of mortgage professionals at Caliber Home Loans. I'm excited about this change, have obtained my MLO License and I'm part of a team with over 30 years of experience in the industry. Specializing in residential home lending, offering a wide array of loan programs for both individuals and investors.

• 

  Fulton Outfitters, Inc. dba The Fulton Stores

  • 1292 Fulton Street Brooklyn NY 11216

  • Corporate Treasurer, Executive Manager

    • Apr 1990 - Present
    • 1292 Fulton Street Brooklyn NY 11216

    Responsible for all areas of company operations including direct involvement and oversight of a multi-store retail sales and finance organization.Negotiating contracts and leases, employee, independent contractor and union relations, consumer credit and collections, software and hardware development and maintenance, banking, office staff administration, marketing and merchandising, advertising, overseeing and training sales staff.Inventory management, customer relations, court appearances for various legal matters. The company primarily sells moderately priced furniture, bedding, and appliances in the New York area. Specializing in offering installment financing to its customers. Managing intercompany transactions involving customer payments, inventory transfers, purchases. Obtaining and maintaining adequate insurance and adherence to all local laws and regulations. Analyzing and reviewing business results on a regular basis. Familiarity with balance sheet and p&l items. Understanding of the relationship between cost of goods, freight-in, purchase discounts and sales margin. Managed and reviewed sales staff productivity and incentives. Negotiated salaries and commissions. Total sales in excess of $10 Million.In addition to my other duties, I have overseen an extensive portfolio of customer accounts in excess of $6 Million all held and collected in house.

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  Gorhar Realty Corp.

  • Brooklyn, New York

  • General Manager

    • Jan 1985 - Present
    • Brooklyn, New York

    Management of real estate operation related to the retail business. Extensive experience in purchasing, marketing, sales management and training, expansion to new locations, negotiating contracts, credit and financing, technology, marketing including advertising design and execution, maintaining a website and advertising using google adwords. Grew business to 8 locations and local warehouse.