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Janice Lim is a seasoned finance professional with extensive experience in credit management, portfolio analysis, and risk monitoring. She holds a Bachelor's degree from the National University of Singapore and a Diploma in Banking and Finance from the Institute of Banking and Finance. With expertise in English, Chinese, and Japanese, Janice has worked in Singapore for top banks, including UniCredit, NIBC Bank, and DVB Bank SE.

Experience

  • DVB Bank SE
    • Singapore
    • Senior Vice President
      • Nov 2013 - May 2020
      • Singapore

      Shipping Credit 1) new loan applications and periodical loan review applying skills in financial analysis, corporate cashflow modeling, asset, market analysis as well as internal rating computation3) loan documentation check prior to signing picking up variances and oversight of terms4) regular dashboard credit reporting for management and regulator. Main achievement: zero overdue review, punctual loan signing, accurate report presentation and data interpretation.

  • NIBC Bank
    • Singapore
    • Vice President
      • Jul 2006 - Nov 2013
      • Singapore

      - portfolio management and risk monitoring. - managed the regulator's inspection and maintained constant dialogue on all credit matters- portfolio stress testing to meet the regulatory requirement. - seamless transfer of loans and security to Head Office when Singapore Office ceased operation

  • UniCredit
    • Singapore
    • Manager, Head Of Credit
      • Jun 1994 - Jan 2002
      • Singapore

      - established credit department and built up the loan portfolio from ground zero.- drawn up credit policies and processes- managed MAS onsite inspection

Education

  • National University of Singapore
    Bachelor's degree
  • Insitute of Banking & Finance
    Diploma, Banking and Finance
  • Nanzan University - Nagoya, Japan
    Japanese Language and Literature, Completion Certificate - Fall Semester 1986 and Spring Summer 1987
  • Temasek Polytechnic
    Diploma in Legal Executive Studies, Legal Studies, General

Suggested Services

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Industry Focus. “Banking”

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