Okay, let’s calculate this. Janice has a mix of banking, risk management, and financial analysis skills, which are in demand. Her experience as a consultant at CIBC FirstCaribbean International Bank adds value. However, her role is not in a high-demand field like investment banking or fintech. Location is Barbados, which might have a lower cost of living and salaries compared to major financial hubs. Considering these factors, I estimate her hourly rate to be around $120, which is slightly below the average rate for a financial analyst in Barbados, but still reflective of her skills and experience.