Bio
Credentials
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FL Life Insurance Agent License
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Experience
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Traffic Jam
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Tampa, Florida, United States
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Territory Manager
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May 2020 - Present
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Tampa, Florida, United States
Traffic Jam Events™ offers industry-leading direct-response mail and staffed-event campaigns for dealerships across the U.S.A. If you want a professional 5-day sales event that generates a healthy 6-figure gross profit...
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Franklin Financial Management Corp
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Tampa, Fl
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President - Managing Director
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Apr 2015 - May 2020
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Tampa, Fl
Franklin Financial Management Corp (previously Franklin Financial Services Inc.") is dedicated to helping small and medium businesses access non-traditional bank and private capital financing. FFMC specializes in private capital lending, revenue based funding, and commercial real estate loans. Our team can assist business owners in multiple industries.Providing financial and capital solutions through strategic relationships, FFC’s portfolio of capital partners includes corporations, institutional investors, mid-level firms and private investment sources.
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KSB Financial Group LLC
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Tampa/St. Petersburg, Florida Area
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MGRM Director
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Feb 2013 - Apr 2015
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Tampa/St. Petersburg, Florida Area
[Note: KSB Financial reincorporated as Franklin Financial Services Inc. 4/2015]KSB Financial provides various forms of immediate working capital to small and medium size businesses of all types. From Revenue Based Fundings to Luxury Collateral Pledged Asset Lending.Pledged Asset Loans range from 2.99 to 4.99% and can fund within 24 hours of asset appraisal.
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Certified Payment Solutions
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Tampa, FL
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Managing Partner / Director
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Feb 2011 - Nov 2012
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Tampa, FL
Director of Operations• Direct all sales and marketing campaigns as well as secure larger corporate contracts for MCA's, BCA's and Consumer Payment Systems.• Review all submitted applications for corporate compliance and acceptance• Supervise sales and operations administration staff• Monitor client activity reports and review their production and product implementationperformance. Counsel clients, when necessary to correct deficiencies and improveperformance
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Managing Partner
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Feb 2009 - Nov 2011
Responsible for sales and marketing, training others to bring in clients/customers thatwere in a state of losing their home, closing potential clients on needed services• Provided loan modification counseling, and training of others on how to assist thehomeowner in modification of their current mortgage and qualify them based on certaincriteria that was implemented with each loan modification• Primarily acted as loan modification and short sale client closer behind our fronters whoidentified and pre-qualified interested clients with need• Negotiated all short sale and loan modification solutions with each lender or mortgagebank• Actively servicing current remaining files that have curtailed originations in light of the; FTC changes in regulations• Maintained an A Rating with the BBB which is remarkable for this industryCampbell Law Firm’s Modification and short sale Department
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Law firm in St Pete loan modification fc defense
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Clearwater, FL
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Loan Modification Law
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2010 - 2011
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Clearwater, FL
Sales Manager,Sales Training, Closer
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Operations Manager
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Jun 2001 - Jan 2006
Interviewed homeowners and pre-underwrote files to determine if the homeowners metthe qualifications for the loan modification programs(HAMP/HAFA) before sending infor submission approval• Insured office was current with HAMP and all Supplemental Directives and oversawdirect negotiations with Lenders for modification solutions• Company changed business model in light of changes in FL law regarding loanmodificationsIndependent Start Up Branch Loan Consultant; Set up compliance guides, set up processing operations with the correspondent lenders –rehired staff and trained them for processing for new MBB’s (mortgage broker business)and Net Banches• Ensured operations were state and federally compliant as well as within LenderGuidelines• Originated residential FHA loans, subprime, and a few hard money commercial (landdeals)and assisted the homeowners in choosing the best loan• Processed the loans from start to finish; identifying and• Assisted small mortgage shops to increase sales, reduce costs and increase bottom linesand expanded marketing for the companyGreatstone Mortgage
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Sales Manager
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Nov 1997 - Jul 2001
responsible for sales and training of 200 in-house loan officers as wellas branch sales of 63 Satellite brick and mortar branches.• DE underwriter, oversaw the underwriters in the loss mitigation department;• Restructured loans and offered refinance terms under FHA guidelines• Instrumental in promoting and developing the marketing and product mix that allowedthe company to expand nationwide and open 62 actual offices within a 2 year period• Originated top sales (residential home loans) for months and assisted in making thecompany a huge success becoming one of the top 30 FHA lenders within two years.• Completed numerous Fannie Mae Underwriting and DU training programs and seminars• Completed MBA Course 1 towards CMB Certification / Mortgage Banking Association
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U. S. Army
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Yokota AB, Tokyo, Japan
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Ssgt
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Sep 1977 - Apr 1987
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Yokota AB, Tokyo, Japan
71R-Broadcast Journalist, AFRTS, Far East Network, Tokyo, Japan.
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Education
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1983 - 1987University of Maryland College Park
Bachelors, Economics/Political Science
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