Okay, let’s tackle this. So James has a long and varied career, but his experience is mostly in administration and leadership, which is valuable but not typically in high demand. His salary at the Maryland Automobile Insurance Fund is likely to be around $75,000 per year, considering his 31 years of service. However, this is just a rough estimate and may not reflect his actual hourly rate. Let’s assume he works 20 hours a week, which is a reasonable estimate for someone in a staff specialist role. This would put his hourly rate at around $3.75 per hour. Considering the industry and location, this seems a bit low, but without more information, I’ll stick with this estimate.