Okay, let’s tackle this. So James Bolin has a Master’s degree from Florida State University and a strong set of skills in banking and lending. However, the rate is not that high because he lacks specific numbers on his salary or experience. Without that, it’s hard to estimate. Generally, banking professionals with similar skills can range from $60,000 to $120,000 per year, depending on the location and experience. Since James is in Tallahassee, Florida, which is not a major financial hub, his salary might be on the lower side of that range. Let’s assume he’s in the lower half of that range, which would put his hourly rate around $40-$60. But since I need to give you a number, I’ll choose $75, keeping in mind that this is a rough estimate and may not reflect his actual rate.